Dr. Shruti Singh
Dr. Shruti Singh is Assistant Professor at SMS, Varanasi, with a Ph.D. in Behavioral Finance from IM BHU. She is recipient of the UGC Savitribai Jyotirao Phule Fellowship and the ICSSR Doctoral Fellowship. Her research focuses on investor psychology, fintech adoption, and financial decision-making. She has published in ABDC-listed and Scopus-indexed journals and holds two patents, including a UK-registered innovation. She also brings industry experience from Tata Consultancy Services, contributing practical insights to academic research.